1. Section Scope & Legal Intent
2. Mandatory Standards & Operating Requirements
All participants subject to this policy must strictly adhere to the following mandatory standards:
- The Warning and Violation System runs autonomous behavioral graph models detecting disintermediation patterns and repeat off-platform leakage.
- Users who intentionally circumvent the platform agree to pay liquidated damages equal to the full platform commission that would have been earned, plus a $500 USD investigation surcharge.
- Persistent or coordinated fee avoidance schemes trigger permanent termination of all associated storefronts, agencies, and payment accounts.
3. Explicit Prohibitions & Violation Triggers
The following actions constitute direct non-compliance and trigger automatic intervention by the Warning and Violation System:
- Operating systematic disintermediation funnels using marketplace listings as free promotional advertising.
- Failing to pay assessed liquidated damages and circumvention penalty surcharges within 14 calendar days.
- Coordinating fee avoidance rings across multiple merchant accounts.
4. Warning & Violation System Enforcement Matrix
Each violation under this section is mapped directly to the automated warning and sanction ladder:
| Violation Code | Offense Description | Detection Method | Severity Tier | Cure Window | Mandatory Sanction |
|---|---|---|---|---|---|
VIOL-3133-01 |
Systematic disintermediation ring: moving multiple high-value clients off-platform. | Graph Behavioral Anomaly Telemetry | Tier 4 (Critical) | Immediate | Permanent merchant ban, 100% wallet freeze, legal claim for full lost commissions + $1,000 liquidated damages. |
VIOL-3133-02 |
Unpaid circumvention assessment fee exceeding 14 calendar days. | Automated Financial Debt Reconciler | Tier 3 (High) | 14 Days | Storefront de-listed, debt assigned to collections, offset against all linked wallets. |
VIOL-3133-03 |
Attempting to disguise off-platform transaction as an 'unrelated personal transaction'. | Dispute Investigation Review | Tier 3 (High) | 24 Hours | 2 Strike Points, formal warning, commission clawback. |
5. Platform Safe Harbor & Limitation of Liability
Platform Intermediary Status: ePaisay provides the technological marketplace venue connecting independent counterparties. ePaisay is not a vendor, retailer, agent, or guarantor of any product, service, or transaction governed herein.
Total Disclaimer of Warranties: The platform disclaims all warranties of merchantability, fitness for particular purpose, and non-infringement to the fullest extent permissible by applicable law.
Limitation of Damages: In no event shall ePaisay, its officers, directors, or employees be liable for incidental, indirect, punitive, or consequential damages. Aggregate liability is strictly capped at the lesser of $100 USD or platform fees paid in the preceding three months.
Participant Indemnification: The participant agrees to defend, indemnify, and hold harmless ePaisay against any third-party claims, regulatory penalties, legal fees, or damages arising out of violations of this Section.