Cross-Border Currency Conversion Rates
Transparent currency exchange protocols supporting friction-free international commerce.
International buyers can pay in their local currency while sellers receive disbursements in their preferred home currency.
Core Architecture & Principles
- Real-Time Institutional Index: FX rates updated continuously based on live mid-market interbank exchange data.
- Cryptocurrency Oracle Feeds: EPAY, Bitcoin, and stablecoin prices indexed via decentralized multi-source oracles.
- Zero Discretionary Spreads: Fixed, transparent 0.75% conversion fee on cross-currency fiat exchanges, far below bank rates.
Operational Process & Execution Flow
Rate Lock Duration
Exchange rates are locked for 30 minutes during checkout to protect buyers from volatility.
Multi-Currency Display
Customers can toggle catalog prices between USD, EUR, GBP, PKR, and EPAY.
Settlement Currency
Choose your settlement currency in Payout Settings to avoid unnecessary foreign exchange conversions.
Currency Hedging
Merchants can choose to hold balances in USD-pegged stablecoins to protect against local currency depreciation.