1. Section Scope & Legal Intent
2. Mandatory Standards & Operating Requirements
All participants subject to this policy must strictly adhere to the following mandatory standards:
- Strike Points remain active on an account for a rolling period of 180 calendar days from the date of final adjudication.
- If an account maintains a clean record with zero new infractions for 180 consecutive days, all accumulated points automatically decay to zero.
- Accounts with active strike points are placed on Enhanced Compliance Probation with heightened automated risk monitoring.
3. Explicit Prohibitions & Violation Triggers
The following actions constitute direct non-compliance and trigger automatic intervention by the Warning and Violation System:
- Attempting to clear active strike points by creating duplicate or proxy accounts.
- Violating platform policies while serving an active 90-day compliance probation.
- Submitting fraudulent completion certificates for assigned compliance training modules.
4. Warning & Violation System Enforcement Matrix
Each violation under this section is mapped directly to the automated warning and sanction ladder:
| Violation Code | Offense Description | Detection Method | Severity Tier | Cure Window | Mandatory Sanction |
|---|---|---|---|---|---|
VIOL-3142-01 |
Policy breach committed while serving active Enhanced Compliance Probation. | Probationary Telemetry Guard | Tier 3 (High) | Immediate | Double strike allocation (+2 additional Strike Points), 30-day feature freeze. |
VIOL-3142-02 |
Attempting identity evasion to bypass accumulated strike point record. | Graph Network Entity Matcher | Tier 4 (Critical) | Immediate | Permanent ban across all correlated entities, total forfeiture of deposits. |
VIOL-3142-03 |
Failure to complete required policy re-certification course within 14 days. | LMS Compliance Daemon | Tier 1 (Advisory) | 7 Days | New listing creation privileges temporarily withheld. |
5. Platform Safe Harbor & Limitation of Liability
Platform Intermediary Status: ePaisay provides the technological marketplace venue connecting independent counterparties. ePaisay is not a vendor, retailer, agent, or guarantor of any product, service, or transaction governed herein.
Total Disclaimer of Warranties: The platform disclaims all warranties of merchantability, fitness for particular purpose, and non-infringement to the fullest extent permissible by applicable law.
Limitation of Damages: In no event shall ePaisay, its officers, directors, or employees be liable for incidental, indirect, punitive, or consequential damages. Aggregate liability is strictly capped at the lesser of $100 USD or platform fees paid in the preceding three months.
Participant Indemnification: The participant agrees to defend, indemnify, and hold harmless ePaisay against any third-party claims, regulatory penalties, legal fees, or damages arising out of violations of this Section.