1. Section Scope & Legal Intent
2. Mandatory Standards & Operating Requirements
All participants subject to this policy must strictly adhere to the following mandatory standards:
- Identity data collected includes legal names, corporate registration numbers, government ID scans, and facial biometric hashes for identity verification.
- Transactional data includes order histories, delivery addresses, bank IBAN/payout details, cryptocurrency wallet public addresses, and IP audit trails.
- Technical telemetry collected includes device fingerprints, browser headers, and session cookies strictly necessary for fraud scoring.
3. Explicit Prohibitions & Violation Triggers
The following actions constitute direct non-compliance and trigger automatic intervention by the Warning and Violation System:
- Submitting fraudulent, altered, fabricated, or third-party identity credentials during the KYC onboarding process.
- Employing anonymizing VPNs or proxies with the deliberate intention of masking high-risk financial origins.
- Failing to maintain updated corporate billing and operational headquarters addresses.
4. Warning & Violation System Enforcement Matrix
Each violation under this section is mapped directly to the automated warning and sanction ladder:
| Violation Code | Offense Description | Detection Method | Severity Tier | Cure Window | Mandatory Sanction |
|---|---|---|---|---|---|
VIOL-312-01 |
Submission of falsified or doctored KYC documentation. | AI Biometric & OCR Document Verification | Tier 4 (Critical) | None | Permanent account ban, forfeiture of balance, AML authority report. |
VIOL-312-02 |
Deliberate evasion of device fingerprinting via spoofed headers. | Risk Engine Telemetry Mismatch | Tier 2 (Moderate) | 24 Hours | Stepped-up authentication challenge, temporary payout freeze. |
VIOL-312-03 |
Stale or invalid corporate tax registration credentials. | Periodic Enterprise Review Batch | Tier 1 (Advisory) | 7 Days | Storefront hidden from global search pending credential update. |
5. Platform Safe Harbor & Limitation of Liability
Platform Intermediary Status: ePaisay provides the technological marketplace venue connecting independent counterparties. ePaisay is not a vendor, retailer, agent, or guarantor of any product, service, or transaction governed herein.
Total Disclaimer of Warranties: The platform disclaims all warranties of merchantability, fitness for particular purpose, and non-infringement to the fullest extent permissible by applicable law.
Limitation of Damages: In no event shall ePaisay, its officers, directors, or employees be liable for incidental, indirect, punitive, or consequential damages. Aggregate liability is strictly capped at the lesser of $100 USD or platform fees paid in the preceding three months.
Participant Indemnification: The participant agrees to defend, indemnify, and hold harmless ePaisay against any third-party claims, regulatory penalties, legal fees, or damages arising out of violations of this Section.