SECTION 4.3.2: BANK TRANSFER & ON-CHAIN SETTLEMENT METHODS

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Section 4.3.2: Bank Transfer & On-Chain Settlement Methods
Configuring domestic bank wire transfers, international SWIFT/SEPA, and instant on-chain crypto withdrawals.

Bank Transfer & On-Chain Settlement Methods

Select flexible payout rails suited to your geographical location and business banking preferences.

ePaisay provides diverse settlement rails ensuring merchants in both developed and emerging markets receive earnings reliably.

Core Architecture & Principles

  • Local Bank Direct Deposit: Same-day or next-day direct clearing into verified local domestic bank accounts.
  • International Wire (SWIFT / SEPA): Reliable cross-border wires for corporate entities with multi-currency bank accounts.
  • Cryptocurrency Payouts: Instant withdrawal of earnings in EPAY or USDT directly to self-custodial wallets.

Operational Process & Execution Flow

Payout Method Entry

Navigate to Wallet > Payout Settings and click 'Add Payout Method'.

Account Verification

Enter IBAN, Account Number, SWIFT code, or cryptographic wallet public address.

Test Micro-Deposit

Complete small-amount micro-deposit verification to confirm account ownership.

Payout Currency Option

Merchants can choose to receive payouts in their local sovereign currency or maintain balances in EPAY to avoid banking fees.

Last updated: Oct 01, 2025