1. Section Scope & Legal Intent
2. Mandatory Standards & Operating Requirements
All participants subject to this policy must strictly adhere to the following mandatory standards:
- Accessing or creating an account constitutes unconditional assent to all marketplace Terms and incorporated Division Policies.
- Corporate registrants warrant that the individual completing registration has full legal power of attorney to bind the enterprise.
- Users must maintain active, accurate email addresses and phone numbers for statutory service of legal process.
3. Explicit Prohibitions & Violation Triggers
The following actions constitute direct non-compliance and trigger automatic intervention by the Warning and Violation System:
- Registration by individuals under the legal age of majority in their governing jurisdiction.
- Registering multiple burner accounts to circumvent prior suspensions or credit bans.
- Providing false, misleading, or deceptive legal entity details during signup.
4. Warning & Violation System Enforcement Matrix
Each violation under this section is mapped directly to the automated warning and sanction ladder:
| Violation Code | Offense Description | Detection Method | Severity Tier | Cure Window | Mandatory Sanction |
|---|---|---|---|---|---|
VIOL-321-01 |
Registration of unauthorized minor or fraudulent legal persona. | ID Document Verification Failure | Tier 4 (Critical) | Immediate | Account termination, cancellation of open orders, return of funds to origin. |
VIOL-321-02 |
Evasion of prior permanent ban via duplicate identity creation. | Graph Network & Device Correlation | Tier 4 (Critical) | Immediate | Immediate permanent ban across all correlated accounts, forfeiture of deposits. |
VIOL-321-03 |
Failure to verify primary contact email within 72 hours of registration. | Automated Verification Timer | Tier 1 (Advisory) | 72 Hours | Account restricted to read-only browsing mode. |
5. Platform Safe Harbor & Limitation of Liability
Platform Intermediary Status: ePaisay provides the technological marketplace venue connecting independent counterparties. ePaisay is not a vendor, retailer, agent, or guarantor of any product, service, or transaction governed herein.
Total Disclaimer of Warranties: The platform disclaims all warranties of merchantability, fitness for particular purpose, and non-infringement to the fullest extent permissible by applicable law.
Limitation of Damages: In no event shall ePaisay, its officers, directors, or employees be liable for incidental, indirect, punitive, or consequential damages. Aggregate liability is strictly capped at the lesser of $100 USD or platform fees paid in the preceding three months.
Participant Indemnification: The participant agrees to defend, indemnify, and hold harmless ePaisay against any third-party claims, regulatory penalties, legal fees, or damages arising out of violations of this Section.