Payment Failures & Gateway Error Codes
Understand why a transaction failed and how to rectify payment authorization issues immediately.
Our payment system provides descriptive error codes to clarify whether issues stem from bank limits or technical faults.
Core Architecture & Principles
- 3D Secure Authorization Failures: Bank SMS verification timeout or incorrect secondary verification code entry.
- Insufficient Funds or Card Limits: Exceeded daily debit transaction ceilings or insufficient available balance.
- Cryptocurrency Mempool Delays: Transactions broadcast with low gas fees experiencing prolonged blockchain confirmation times.
Operational Process & Execution Flow
Error Code Audit
Inspect the specific gateway response code displayed on the checkout failure screen.
Bank Authorization
Contact your issuing card bank to authorize international e-commerce charges for ePaisay.
Alternative Payment
Select an alternative payment rail (such as PayPal, Google Pay, or direct EPAY cryptocurrency).
No Double-Charge Guarantee
If an error occurs during checkout, our smart gateway ensures no funds are debited without an order confirmation.